![]() If you use PayPal to sign up with Xoom, a Xoom Account will created for you. Xoom is a different service than the PayPal service. ![]() ![]() Using Xoom with PayPal Account Information.You confirm that your Beneficiary has consented to you to accessing his or her account information and permitted PayPal to collect and verify information about him or her. If you access the service through a mobile device, your wireless service carrier or mobile network operator's standard charges, data rates and other fees may apply. The Service is also accessible via a mobile device. Please go to the relevant section for your country specific provisions, which can be found between Part C – F, for further information about age of majority. In order to access or use the Service as a Sender, you must be (i) at least eighteen (18) years old or the age of majority in your country, and (ii) able to form legally binding contracts. Any such deduction or withholding, if required by the laws of any country are your sole responsibility. All Transaction Fees (defined herein) related to the Service are made free and clear of, and without any deduction or withholding for and on account of, any taxes, duties or other deductions. The “Payout Currency” is the currency the Sender selects the Payout Amount to be in. The "Payout Amount" is the amount paid out to the Recipient or Third-Party Service Company, excluding any taxes or charges that may be levied under the laws of the Destination and deducted from the Payout Amount (the "Local Taxes"). The "Transaction Amount" is the amount that the Sender provides to us to send the Transaction, excluding applicable fees, such as the Transaction Fee (as defined in “Payment” below) or stated Third-Party Service Company fees. A "Transaction" is a specific instruction for a Send Money, Reload, or Bill Pay transaction. The "Destination" is the country or region in which the Recipient or Third-Party Service Company receives money. You understand that the person referred to as "Beneficiary" in this User Agreement may be referred to as the "Recipient" on your Reload or Bill Pay receipt. For example, and for illustration purposes only, if you use the Service to pay your relative's electric bill, your relative is your Beneficiary and the electric company which receives the payment is the Third-Party Service Company for that Transaction. A "Beneficiary" is someone for whom a Sender reloads their pre-paid mobile telephone plan or makes a bill payment through the Service. A "Third-Party Service Company" is a seller of Reloads through Xoom or a utility or other entity that receives a bill payment from a Sender through the Service. A "Recipient" is an individual who receives money from a Sender through the Service.If there is any conflict between the country specific terms and the General Service Tterms, the country specific terms will apply. In addition to these General Service Terms, please also refer to your country’s specific provisions, which can be found between Parts C- F. All money transmission is provided to Senders by PayPal. Where required by law, PayPal is a licensed or authorized provider of money remittance services.You should never use the Service to send requests or money to strangers. We recommend that Senders use the Service only to send money to, reload pre-paid mobile telephone plans for, or pay bills for people you know personally, such as family and friends. The Service is intended to allow Senders to send money transfers ( “Send Money”), purchase pre-paid mobile telephone plan credits from third-parties ( “Reload”), and make bill payments ( “Bill Pay”) around the world.CONSUMER FRAUD ALERT: PROTECT YOURSELF FROM SCAMS AND FRAUD The terms "you" and "your" refer to someone who sends money, makes bill payments, reloads pre-paid mobile telephone plans or otherwise makes use of the Services ( "Sender"). By accessing and using the Service, you are agreeing to the User Agreement.Īs used throughout this User Agreement, the terms "we", "us", and "our" refer to PayPal, together with its employees, consultants, directors, successors, subsidiaries, affiliates, and assignees. You acknowledge and agree that this User Agreement is between you and the PayPal entity in your country of residence ( “PayPal”). No funds will be held in the Xoom Account as a result of your use of the Service. By signing up to this User Agreement, Xoom will set up an account through which you can use the Service and view your Transaction history and contact details (the "Xoom Account"). This " User Agreement" sets forth the terms under which you may use PayPal's Xoom Service (" Xoom" or the " Service"), and your access and use of Xoom websites (for purposes of this User Agreement, "websites" includes our desktop website, our mobile websites, and our mobile applications) and the services associated with it.
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